This page is not available in the selected language.
MetLife Critical Illness Insurance with Return of Premium (MCII – ROP)
Stay protected with MetLife Critical Illness Insurance with Return of Premium (MCII-ROP ) from 10 critical illnesses and Accidental Death for 10 years at MetLife Bangladesh.
MetLife Critical Illness Insurance with Return of Premium (MCII – ROP)
Rapid advances in medical research and treatment of serious medical conditions increase the chances of surviving a stroke, cancer or heart attack. Medical costs associated with the critical illness treatments remain high. Keeping this in mind, MetLife Bangladesh presents a policy that associates protection with return of Premium, offering you a win-win situation no matter what happens. As well as acts as financial protection against Accidental Death.
At a glance
Diagnosis/Surgery Benefit
Upon diagnosis of or actual undergoing of surgery for any of the covered critical illnesses, MetLife will pay coverage amount selected by you, ranges from BDT 300,000 – 2,000,000.
100% Return of Premium
If you do not suffer from any of the covered critical diseases by this insurance until the end of the term and you do not have to take advantage of any of the covered protection, you will receive a full refund of premiums deposited during the entire term of the policy ( excluding any liabilities)
Death due to Covered Critical Illness
In case of death due to a covered critical illness, MetLife will pay the selected coverage amount to your Beneficiary(ies), ranges from BDT 300,000 – 2,000,000
Death due to non Covered Critical Illness
MetLife shall return the Premiums paid-to-date to your Beneficiary(es)
Benefits due to Accidental Death
In case of death due to accident, MetLife will pay the selected coverage amount to your Beneficiary(ies), ranges from BDT 300,000 – 2,000,000
MCII-ROP
More information about this product
MetLife Critical Illness Insurance with Return of Premium (MCII-ROP): Frequently Asked Questions
MetLife Critical Illness Insurance with Return of Premium (MCII-ROP) is a 10-year Policy that provides financial protection against 10 covered critical illnesses and Accidental Death. The Policy also returns 100% of the Premiums paid if the Insured does not experience a covered critical illness or use any covered protection during the Policy term, after deducting any liabilities.
MetLife MCII-ROP provides financial protection against 10 covered critical illnesses for a 10-year Policy term. If the Insured is diagnosed with or undergoes surgery for a covered critical illness, MetLife pays the selected coverage amount. [metlife.com.bd], [metlife.com.bd]
MetLife MCII-ROP provides coverage for a Policy term of 10 years. During this period, the Policy provides financial protection against 10 covered critical illnesses and Accidental Death.
MetLife MCII-ROP allows customers to select a coverage amount ranging from BDT 300,000 to BDT 2,000,000. MetLife pays the selected amount if the Insured is diagnosed with or undergoes surgery for a covered critical illness.
MetLife MCII-ROP pays the selected coverage amount when the Insured is diagnosed with or undergoes surgery for one of the 10 covered critical illnesses. The available coverage amount ranges from BDT 300,000 to BDT 2,000,000.
Yes, MetLife MCII-ROP returns 100% of the Premiums paid if the Insured does not experience a covered critical illness or receive any covered protection during the Policy term. MetLife returns the Premiums deposited throughout the Policy term after deducting any liabilities.
If the Insured dies from a covered critical illness, MetLife MCII-ROP pays the selected coverage amount to the Beneficiary or Beneficiaries. The selected coverage amount can range from BDT 300,000 to BDT 2,000,000.
If the Insured dies from a critical illness that is not covered by MCII-ROP, MetLife returns the Premiums paid up to that date to the Beneficiary or Beneficiaries. The amount payable depends on the Premiums paid before the Insured’s death.
Yes, MetLife MCII-ROP provides financial protection if the Insured dies because of an accident. MetLife pays the selected coverage amount, ranging from BDT 300,000 to BDT 2,000,000, to the Beneficiary or Beneficiaries..
MetLife MCII-ROP may be considered by customers seeking 10-year financial protection against covered critical illnesses and Accidental Death with a Premium return feature. The Policy combines a selectable coverage amount of BDT 300,000 to BDT 2,000,000 with the return of 100% of paid Premiums when no covered protection is used during the Policy term, after deducting any liabilities.
Looking for the right insurance?
Simply share your contacts with us
we will get back to you soon with the help you need.