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Takaful DPS

Takaful DPS is a form of life insurance plan driven by Islamic and Shariah considerations. Learn more about the takaful insurance benefits.

Following the rules and regulations of Islamic law and Shariah guidelines, MetLife has introduced Takaful insurance.

Based on guidance from the Shariah Council, the MetLife Takaful life insurance Policy has been developed for everyone looking for financial securities driven by Islamic/Shariah considerations. MetLife Takaful DPS has been developed in three separate packages; Gold, Silver and Bronze. All the packages offer insurance protection and a savings plan that provides maturity value, among other Benefits, in a Shariah compliant way.

Shariah Based Policy

This is an answer for individuals, who are seeking for a protection and savings scheme which observes the rules and regulations of Islamic law and Shariah guidelines. 

Life insurance coverage

Takaful life insurance Policy will cover under a Face Amount (which is your annual contributions times the Policy term you choose) in case of death of the insured due to   covered cases while the  Policy is in-force regardless of the number of contributions paid. 

Maturity value

Earn interest free shariah based reasonable returns that lead to a Maturity Value to meet your financial planning needs

Additional Accidental Benefits

You can get an additional Accidental Benefit under which 2 times of Face Amount or BDT 4 crore, whichever is lower, will be paid in the event of accidental death or accident leading to Permanent Total Disability. In case of Accidental Dismemberment, the additional Accidental Benefit may reach up to 2 times of the Face Amount or BDT 4 crore, whichever is lower, depending on the type and extent of loss.

Critical Illness Benefit

Benefiting under Critical Guard from a lump sum payment equal to 100% or 50% of the Face Amount (depending on your entry age, Policy term and your choice) in case of diagnosis of or actual undergoing of surgery for, as the case may be, the 8 illnesses/medical conditions as defined in the Policy Document

Waiver of Contribution Benefit

Benefiting from waiver of the contribution under Family Protection Rider-Disability for the remaining term of the Policy in case of Permanent Total Disability due to Accident or Sickness.


1.      This Policy is underwritten by American Life Insurance Company (‘MetLife’) and is always subject to the terms and conditions described in the Policy. The information contained in this page is intended only for general understanding of the customers. The terms, conditions and exclusions are included in the contract of insurance. For any discrepancies between the information contained herein and contract of insurance, the later shall prevail.

2.      If any discrepancies are found between Bangla and English version of this page, English version shall be considered as correct.

3.      This Policy is not available in the United States, or offered to U.S. persons; for purposes of this statement, a U.S. person is a citizen or resident of United States (including a U.S. permanent resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the supervision of a U.S. Court.

4.      The term “Rider” wherever used herein shall mean and include any supplementary contract(s) attached with the basic Policy. The Rider is not a standalone product and it requires a basic Policy (the information/list of eligible basic Policy will be available to MetLife Financial Associate(s) and the required basic Policy(ies) shall be determined by MetLife) to become operative. The Rider (if any) attached with the basic Policy, will be automatically terminated on the termination and/or expiry date of the Rider or at the end of the Premium payment term, whichever is earlier.