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Group Medical Plan by MetLife

An affordable medical plan that is easily accessible for employees and dependents.
MetLife is a provides a customized medical plan for employers that, with our diverse portfolio and decades of experience, provides benefits that will suit any Bangladeshi company's needs.
  • Choose from a wide range of in-patient, out-patient and a range of additional benefits to create a package that suits your organisation and your employees' needs.
  • Reimburse necessary and reasonable medical expenses incurred by an eligible insured employee and/or dependants due to accident or sickness
Learn more about the MetLife Group Medical Plan
Coverage details Collapsed Expanded

MetLife’s Group Medical Plans are suitable for all sizes of companies, as well as multi-national corporations. The medical coverage includes reimbursement of medical expenses incurred by an insured employee or dependent while being in hospital.

1. Key benefits of the Group Medical Plan

Hospitalization benefits

Medical expenses incurred by an insured employee and dependant are reimbursable. For example:

        150K Plan:           Maximum BDT 150,000/disability

MetLife offers a basic in-patient general hospitalization plan with the following types of benefits to your employees, their spouse and children:

  • Daily room and board charges
  • Nursing care and services
  • Intensive care benefits
  • Cost of registered ambulance services to and from hospital
  • Surgical benefits
  • Doctor’s in-patient visits
  • Diagnostic x-ray and laboratory expenses in the hospital
  • Minor surgeries and day care
  • Selected pre and post hospitalization expenses

 

The above expenses are intended to ease the burden of expenses that can arise from serious illnesses of a non-occupational nature.

Employers can add the following benefits to MetLife’s basic in-patient general hospitalization plan.

In-patient maternity

  • Normal delivery
  • C-section
  • Miscarriage or legal abortion

 

Out-patient general

  • Out-patient doctor visit (general practitioner, specialist, consultant)
  • Clinical examination
  • Investigation services
  • Medicine and treatment

 

Dental

  • Consultation
  • Scaling
  • Filling
  • X-Rays
  • Medication
  • Root canal treatment
  • Capping for root canal treated tooth

 

Optical

  • Consultation for errors of refraction;
  • Tests for errors of refraction;
  • Prescribed medicine; 
  • Costs of frames
  • Costs of prescribed lenses
Eligibility criteria Collapsed Expanded

All eligible employees and their spouses and dependent children may be included under this coverage.

Participation requirements Collapsed Expanded

100% of all eligible employees must be enrolled. In addition, 100% of either Spouses or dependent Children may be enrolled.

Payment modes Collapsed Expanded

Flexible payment modes are available ranging from annual to quarterly.

Glossary of insurance terms Collapsed Expanded

This PDF file provides a glossary of insurance terms and definitions that are commonly used in the insurance business. Click Here