1. This plan is underwritten by American Life Insurance Company (MetLife) and is subject at all times to the terms and conditions of the Plan Policy and Riders issued by MetLife. The information given here is intended for general consumer understanding only. Detailed benefits, terms, conditions and exclusions are included in the Policy Document. In case of any discrepancy between the information described in the website and the policy document, the latter shall prevail.
2. The product is not available in the United States, or offered to U.S. Persons, for purposes of this statement, a U.S. Person is a citizen or resident of United States (including a U.S. Permanent Resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the vision of a U.S. Court.
3. During the 1st Policy year the policy does not acquire any Cash Surrender value, which is the Account Value on the date of Surrender less the Surrender Charge and Processing Fee. Upon Surrender at any time after the expiration of the 1st policy year and before maturity, the Policy Owner will receive the Cash Surrender Value less any Indebtedness. A Surrender Charge will be applicable if the Policy is surrendered during the first 5 years. The Cash Surrender Value may be less than the premiums paid.
4. Projected Maturity Value is calculated following deduction of Cost of Insurance, Expenses and Charges of the Plan and by crediting a net Investment Yield. The Maturity Value is not guaranteed and will vary based on investment performance. The Maturity Value will be lower for policies paying premium more frequently than yearly.
Note: To know about this Product more, please contact our Financial Associate and read the Product Brochure carefully.