Sample Test- Why Life Insurance?
Why do you need insurance?
When you buy insurance from MetLife, you are managing risk. You are transferring the cost of a potential loss to MetLife. The policyholder pays a regular amount, called a premium, in order to receive the coverage. Insurance premium rates are based on factors, such as age, gender, income, medical history, as well as the value of the insurance purchased.
- Maintain your standard of living should you have a critical illness or become disabled.
- Cover health care related costs like child care, as well as offering family coverage – allowing you to focus on health and recovery.
- Provide for your family in the event of your death. There are life insurance options that protect your family’s home, lifestyle and education for children.
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