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Endowment is a life insurance policy that protects future financial uncertainties of your family and provides important accidental coverages. Find out more.

Being young doesn't assure your tomorrow's good health or earning. Amidst all these uncertainties, it’s your responsibility to ensure future financial security for you and your family/future family. To be prepared for the uncertain future, take it as a plan for both the saving scheme and Insurance Policy.


  • Cash Values, Paid-Up Values, and Extended Term Insurance Values are guaranteed
  • Loans up to maximum of 85% of Cash Value is available, if required
  • Like all other life Policy(ies), the paid premiums are eligible for Income Tax rebate (subject to Bangladesh income tax laws)

Death Benefit

In case of unfortunate death of the insured, Beneficiary will get the Face Amount plus accrued bonus/es (if declared by the company).

Maturity Benefit

At Policy maturity, the Face Amount plus accrued bonus/es (if declared by the company) will be paid.


This Policy will participate in bonus declared in the form of Reversionary Bonus and Capital Growth Bonus (Terminal Bonus), if applicable. Please note that mentioned bonuses are not guaranteed.

Personal Accidental Coverage (if chosen)

A) Accidental Death and Permanent Total Disability will be equal to basic Face Amount but not exceeding BDT 5,000,000.

B) Accidental Dismemberment will be up to basic Face Amount but not exceeding BDT 5,000,000.

C) Accident Medical expense Reimbursement limit per accident will be up to 15% of basic Face Amount but not exceeding BDT 750,000.

Valuable Optional Riders

You can also add the following optional Riders to your Policy by paying additional Premium

A) MediCare
B) Waiver of Premium
C) Hospital Care
D) Accident Indemnity Certificate 
E) Critical Care
F) Accident Indemnity Certificate /Limited Accident Insurance Certificate
G) Accidental Death Benefit


1.      This Policy is underwritten by American Life Insurance Company (‘MetLife’) and is always subject to the terms and conditions described in the Policy. The information contained in this page is intended only for general understanding of the customers. The terms, conditions and exclusions are included in the contract of insurance. For any discrepancies between the information contained herein and contract of insurance, the later shall prevail.

2.      If any discrepancies are found between Bangla and English version of this page, English version shall be considered as correct.

3.      This Policy is not available in the United States, or offered to U.S. persons; for purposes of this statement, a U.S. person is a citizen or resident of United States (including a U.S. permanent resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the supervision of a U.S. Court.

4.      The term “Rider” wherever used herein shall mean and include any supplementary contract(s) attached with the basic Policy. The Rider is not a standalone product and it requires a basic Policy (the information/list of eligible basic Policy will be available to MetLife Financial Associate(s) and the required basic Policy(ies) shall be determined by MetLife) to become operative. The Rider (if any) attached with the basic Policy, will be automatically terminated on the termination and/or expiry date of the Rider or at the end of the Premium payment term, whichever is earlier.