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DPS Super

A life insurance Policy for stress-free future, and better life

We all aspire to be successful in life, and ensure a secure future for own self, and our family members. However, success in life, comes hand in hand with risk, and you want to be prepared for both unforeseen & unexpected challenges in life. At MetLife, we understand your need to be prepared for these incidents that you may come across during your journey of life. We also understand that you need to plan for a simple yet inclusive financial arrangement so that you are ready to live your present without stress and tackle the unforeseen when it comes.

MetLife brings you a life insurance solution in DPS Super that will help you to meet your different expectations and gives financial protection to your family. It can help you not only to protect your present but also to maintain its value steadily, ensuring your family’s future financial needs are taken care of.

Life Insurance Coverage

DPS Super provides you with life insurance coverage during the term of the Policy that helps your family to stay financially protected in case of your unfortunate demise. With DPS Super, you can choose to have a life insurance coverage that suits your family’s needs, there is no barrier to how much you can avail as life Insurance. 

Additional Accidental Coverage

You can get an additional Accidental Benefit under which 2 times of Face Amount or BDT 4 crore, whichever is lower, will be paid in the event of accidental death or accident leading to Permanent Total Disability. In case of Accidental Dismemberment, the additional Accidental Benefit may reach up to 2 times of the Face Amount or BDT 4 crore, whichever is lower, depending on the type and extent of loss.

Critical Illness Benefit

You will receive a coverage of 50% or 100% (depending on your issue age, Policy term and your choice) of the Face Amount if you are diagnosed with or undergo surgery for the critical illnesses. Maximum Critical Illness coverage can be BDT 20 lac. 

Waiver of Premium

If you become permanently and totally disabled due to accident or sickness within the age of sixty (60) year, MetLife will pay all Premiums on your behalf

Maturity Value

You can receive maturity value that will be 100% of Account Value at maturity less any indebtedness.

Grace Period

You will get a grace period of 31 days for Premium payment which will be determined by the Company to cover the shortfall .

Loan Option

You can apply for a Policy Loan which will be allowed up to a maximum of 85% of the Net Cash Surrender Value.

Tax Benefits

You are eligible for income tax Benefits/exemptions as per the applicable income tax laws in Bangladesh, which are subject to change from time to time. 


1.     This Policy is underwritten by American Life Insurance Company (‘MetLife’) and is always subject to the terms and conditions described in the Policy. The information contained in this page is intended only for general understanding of the customers. The terms, conditions and exclusions are included in the contract of insurance. For any discrepancies between the information contained herein and contract of insurance, the later shall prevail.

2.      If any discrepancies are found between Bangla and English version of this page, English version shall be considered as correct.

3.      This Policy is not available in the United States, or offered to U.S. persons; for purposes of this statement, a U.S. person is a citizen or resident of United States (including a U.S. permanent resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the supervision of a U.S. Court.

4.      The term “Rider” wherever used herein shall mean and include any supplementary contract(s) attached with the basic Policy. The Rider is not a standalone product and it requires a basic Policy (the information/list of eligible basic Policy will be available to MetLife Financial Associate(s) and the required basic Policy(ies) shall be determined by MetLife) to become operative. The Rider (if any) attached with the basic Policy, will be automatically terminated on the termination and/or expiry date of the Rider or at the end of the Premium payment term, whichever is earlier.