Rapid advances in medical research and treatment of serious medical conditions increase the chances of surviving a stroke, cancer or heart attack. Costs associated with the treatment of such critical illnesses remain high. Keeping this in mind, MetLife presents a Policy that associates protection with return of Premium, offering you a win-win situation no matter what happens.
Critical Illness Insurance with Return of Premium Super (CI ROP Super)
Life Insurance Policy with health protection
Diagnosis/Surgery Benefit
Upon diagnosis of or actual undergoing of surgery for, as the case may be, any of the covered critical illnesses, MetLife will pay coverage amount selected by you, ranges from BDT 200,000 – 2,000,000.
100% Premium Back
In the happy likelihood of your remaining healthy and do not have to use the protection element until end of the coverage period, you will be entitled to 100% payback of the total Premiums paid throughout the term of the Policy.
Death due to Covered Critical Illness
In case of death due to a covered critical illness, MetLife will pay the selected coverage amount to your Beneficiary(es), ranges from BDT 200,000 – 2,000,000.
Death due to non Covered Critical Illness
MetLife shall pay one-tenth of coverage amount, or return the Premiums paid-to-date without interest (whichever is higher) to the Beneficiary(es).
Name of the Covered Critical Illness
Kidney Failure, End-stage Liver Failure, Stroke, Cancer (excluding skin cancer), First Heart Attack, Coronary Artery surgery, Serious Coronary Artery Diseases, Heart Valve surgery/replacement, Pulmonary Arterial Hypertension (primary), Benign Brain Tumor.
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