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Critical Care

Metlife's critical care rider can be added on to your health insurance and is designed to provide immediate financial help to combat 25 critical illnesses.

Critical Care is a special Rider designed to provide health insurance for you and your family with the necessary financial protection in case of diagnosis, or surgery for, any of the listed twenty five critical illnesses.

Financial Benefit

This Rider offers minimum Benefit of BDT 2,00,000 to maximum Benefit of BDT 40,00,000.

Lump Sum Payment

The Critical Illness Lump Sum Payment will be made  only once under this Rider if you are diagnosed with or actually  undergone a surgery for, as the case may be, any of the  twenty five (25) Critical Illnesses.

Premium Mode

You can pay Premiums for Critical Care Insurance annually, semi-annually, quarterly, or monthly, same as your Policy.


1.      The term “Rider” wherever used herein shall mean and include any supplementary contract(s) attached with the basic Policy. This Rider is not a standalone product and it requires a basic Policy (the information/list of eligible basic Policy will be available to MetLife Financial Associate(s) and the required basic Policy(ies) shall be determined by MetLife) to become operative. The Rider (if any) attached with the basic Policy, will be automatically terminated on the termination and/or expiry date of the Rider or at the end of the Premium payment term, whichever is earlier.

2.      This Rider is underwritten by American Life Insurance Company (‘MetLife’) and is always subject to terms and conditions of the basic Policy and Rider issued by MetLife. The information contained in this page is intended only for general understanding of the customers. The detailed terms, conditions and exclusions are included in the contract of insurance. For any discrepancies between the information contained herein and contract of insurance, the later shall prevail.

3.      If any discrepancies are found between Bangla and English version of this page, English version shall be considered as correct.

4.      This Rider is not available in the United States, or offered to U.S. persons; for purposes of this statement, a U.S. person is a citizen or resident of United States (including a U.S. permanent resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the supervision of a U.S. Court.