- A unique Policy encompassing life insurance and savings protection
- 50% of the Face Amount is paid before the maturity of the Policy
- Available for a wide range of terms
- A variety of optional supplemental Benefits are available to personalize the package to your needs
Three Payment Plan (3PP) Plus
A Policy that provides insurance protection and attractive returns on Premiums
Death Benefit
The death Benefit payment of the full Face Amount (along with bonuses) is to be paid to the Beneficiery(ies) in the event of death of the insured at any time during the term of the Policy.
Payment Before Maturity
A) 25% of the Face Amount is paid at the end of one-third of the term of the Policy.
B) Another 25% of the Face Amount is paid at the end of two-third of the term of the Policy.
Maturity Benefit
The remaining 50% of the Face Amount is paid at maturity, along with Reversionary Bonus and Capital Growth Dividends (if applicable).
Protection all through
The 1st and/or 2nd installment amount has no bearing on the Benefits receivable by the Beneficiary(ies) in case of Insured's death. Even if the Insured dies after the 2nd installment has been paid, the Beneficiary(ies) receives the full Face Amount plus the accrued bonuses. In the event of Insured's death, no deduction is made for the installments already paid.
Personal Accidental Coverage (if chosen)
A) Accidental Death and Permanent Total Disability will be equal to basic Face Amount but not exceeding BDT 5,000,000.
B) Accidental Dismemberment will be up to basic Face Amount but not exceeding BDT 5,000,000.
C) Accident Medical expense Reimbursement limit per accident will be up to 15% of basic Face Amount but not exceeding BDT 750,000.
Valuable Optional Riders
You can also add the following optional Riders to your Policy by paying additional Premium
A) MediCare
B) Waiver of Premium
C) Hospital Care
D) Accident Indemnity Certificate
E) Critical Care
F) Accident Indemnity Certificate/Limited Accident Insurance Certificate
G) Accidental Death Benefit
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