MetLife’s Group Medical Plans are suitable for all sizes of companies, as well as multi-national corporations. The medical coverage includes reimbursement of medical expenses incurred by an insured employee or dependent while being in hospital.
1. Key benefits of the Group Medical Plan
Hospitalization benefits
Medical expenses incurred by an insured employee and dependant are reimbursable. For example:
150K Plan: Maximum BDT 150,000/disability
MetLife offers a basic in-patient general hospitalization plan with the following types of benefits to your employees, their spouse and children:
- Daily room and board charges
- Nursing care and services
- Intensive care benefits
- Cost of registered ambulance services to and from hospital
- Surgical benefits
- Doctor’s in-patient visits
- Diagnostic x-ray and laboratory expenses in the hospital
- Minor surgeries and day care
- Selected pre and post hospitalization expenses
The above expenses are intended to ease the burden of expenses that can arise from serious illnesses of a non-occupational nature.
Employers can add the following benefits to MetLife’s basic in-patient general hospitalization plan.
In-patient maternity
- Normal delivery
- C-section
- Miscarriage or legal abortion
Out-patient general
- Out-patient doctor visit (general practitioner, specialist, consultant)
- Clinical examination
- Investigation services
- Medicine and treatment
Dental
- Consultation
- Scaling
- Filling
- X-Rays
- Medication
- Root canal treatment
- Capping for root canal treated tooth
Optical
- Consultation for errors of refraction;
- Tests for errors of refraction;
- Prescribed medicine;
- Costs of frames
- Costs of prescribed lenses
