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Hospital Care

This offering from Bangladesh provides essential daily financial support should you, or your family, have to stay in hospital.
Peace of mind for you and your loved ones in the event of hospitalization
The Hospital Care Accident and Sickness Hospital Income Supplementary Contract pays the Cash Amount selected for the insured family members on the event of hospitalized, regardless of expenses, even in a free hospital.
 
The cash payments start from the very first day of hospitalization and continues for up to 52 weeks for each confinement. Payments are not constrained by any other insurance you may have. Payments can be used in any way you wish – to replace lost income, to assist with family expenses or to help pay for the best possible medical care. Incidental expenses when you are hospital confined that may required a scheme such as this include:
  • Upgrading the to a different hospital facility
  • Companion expenses
  • Hotel and travel expenses
  • Child minding and care

 

Benefit & Premium Table (Currency: Taka)

Benefits

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Plan 6

Accident & Sickness Weekly   Benefits

10,500

7,000

5,250

3,500

2,100

1,750

Double Benefit for 9 Dread Diseases (First Two Weeks)

21,000

14,000

10,500

7,000

4,200

3,500

Annual   Premium

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Plan 6

Adults Under Age 40

5,445

3,629

2,723

1,815

1,089

908

Ages 40-49

6,804

4,536

3,402

2,268

1,361

1,134

Ages 50-59

7,710

5,141

3,855

2,570

1,542

1,285

Ages 60-65 (Renewals only)

8,769

5,846

4,385

2,923

1,754

1,462

Dependent Child: (ages 1-19 or 23 if full time student)

4,083

2,722

2,042

1,360

817

680

I need to learn more about Hospital Care
Product overview Collapsed Expanded
  • Daily cash allowance to cover your expenses.
  • Helps you meet expenses not covered by your other insurance policies
  • Payable up to 52 weeks of hospitalization
  • Double your weekly benefit if you are hospitalized due to covered dreaded disease.
Frequently Asked Questions Collapsed Expanded

What are the policy exceptions?

Any Pre-existing condition is excluded. Other exceptions are also mentioned in the Policy Document

What are the 9 dread diseases?

The In-hospital Weekly Benefit is doubled for the first 2 weeks of confinement as detailed above, if you or any of your insured family members are hospitalized due to any of the following 9 dread diseases per policy definition:

  • Heart attack  
  • Cancer (except skin cancer)
  • Paralysis
  • Coronary artery disease requiring surgery
  • Renal failure
  • Major burns
  • Stroke
  • Blindness due to sickness
  • Major organ transplantation

 

Please note that, the Policy Document will have precise definitions of the above critical illnesses, and any benefit under this policy would be payable if an illness meets criteria as specified in that definition of the Policy Document.

Policy exceptions Collapsed Expanded

Any Pre-existing condition is excluded. Other exceptions are also mentioned in the Policy Document

Eligibility Collapsed Expanded

Minimum age of 18 years and maximum age of 59 years

Dependent children Collapsed Expanded

Minimum age of 1 year and maximum age of 19 years or up to 23 years if full time student

Term Collapsed Expanded

1 Year (yearly renewable term)

Premium mode Collapsed Expanded

Annual, Semi-annual, Quarterly and Monthly (same as basic life policy)

Currency Collapsed Expanded

Bangladesh Taka (BDT) 

Glossary of insurance terms Collapsed Expanded

This PDF file provides a glossary of insurance terms and definitions that are commonly used in the insurance business. Click Here