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Critical Care

A specialized scheme from MetLife Bangladesh which provides immediate financial help to combat 25 critical illnesses.

Critical Care

Critical Care is a special scheme from MetLife Bangladesh designed to provide you and your family with the necessary financial protection in case of diagnosis, or surgery for, any of the twenty five critical illnesses listed below.

Our Critical Care plan covers the following diseases:

  • Stroke
  • Cancer (except skin cancer)
  • First heart attack
  • Coronary artery surgery 
  • Other serious coronary artery Diseases
  • Heart valve replacement
  • Major burns
  • Blindness
  • Pulmonary arterial hypertension (Primary)
  • End-stage lung disease
  • Kidney failure
  • Surgery To aorta
  • Aplastic anaemia
  • Major organ transplant
  • Loss of hearing
  • Loss Of speech
  • Muscular dystrophy
  • Alzheimer’s disease / irreversible organic degenerative brain disorders
  • Motor neurone disease
  • Parkinson’s disease
  • Coma
  • Benign brain tumour
  • Major head trauma
  • Bacterial meningitis
  • Paralysis


Please note that, the policy document will have precise definitions of the above critical illnesses, and any benefit under this policy would only be payable if an illness meets the criteria specified within the policy document.

Benefit and premium table

Schedule of Benefits

Critical Care offers a maximum benefit of BDT 500,000 and a minimum benefit of BDT 150,000. The Critical Care lump sum payment will be made only once under this policy if you are diagnosed with, or undergo surgery for, as the case may be, any of the twenty five critical illnesses listed above.


 Benefits Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Plan 6
Lump Sum Benefit Amount  500,000 400,000 300,000 250,000 200,000 150,000
Annual Premium
Ages 18-29 1,848 1,478 1,109 924 739 554
Ages 30-34 2,518 2,014 1,511 1,259 1,007 755
Ages 35-39 3,990 3,192 2,394 1,995 1,596 1,197
Ages 40-44 7,706 6,164 4,623 3,853 3,082 2,312
Ages 45-49 13,401 10,721 8,041 6,701 5,360 4,020
Ages 50-54 23,452 18,761 14,071 11,726 9,381 7,036
Ages 55-59 39,533 31,626 23,720 19,766 15,813 11,860
Ages 60-64 (Renewals Only) 59,635 47,708 35,781 29,817 23,854 17,890
Learn more about Critical Care
Who is eligible to apply? Collapsed Expanded

This plan is offered to anyone in good health and is between 18-59 years of age.

What if I am already covered under another plan? Collapsed Expanded

Regardless of any other insurance program you have, you will receive the full benefit of this plan.

Is there any exclusion Collapsed Expanded

Pre-existing medical conditions related to dread disease are excluded. Also the normal exclusions that apply to most insurance policies are applicable. (Please refer to policy document for details.)

Is there a waiting period before I can claim for a dread disease? Collapsed Expanded

Yes, 180 days since policy effective date or policy reinstatement Date, whichever is later. Only those critical illnesses that are first diagnosed or for which surgery has been done after 180 days waiting period are covered by this policy.

Product details Collapsed Expanded


Issue Age: Minimum age of 18 years and maximum age of 59 years

Term:1 Year (Yearly Renewable Term)

Currency: Bangladesh Taka (BDT)

Premium Mode: Annual, Semi-annual, Quarterly and Monthly (Same as basic Life policy)

Glossary of Insurance Terms Collapsed Expanded

This PDF file provides a glossary of insurance terms and definitions that are commonly used in the insurance business. Click Here

Brochure Collapsed Expanded

The PDF provides the existing Education Critical Care brochure of MetLife Bangladesh. Click Here